The best third-party car insurance

Are you looking for insurance that adapts to your needs and offers you more comprehensive protection than conventional insurance? Our third-party car insurance complies with legal civil liability obligations, but goes further.

In addition to protecting you against third-party claims, you can enhance your policy with additional coverage to include situations such as theft, fire and broken windows, thus ensuring greater peace of mind. With this comprehensive coverage, you will be protected against a variety of unforeseen situations while driving.

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What is third-party car insurance?

Third-party car insurance is the most basic type of car insurance and covers mandatory civil liability. You can also enhance it with additional coverage, such as protection against theft, fire and glass breakage. It provides essential protection against third-party claims and offers peace of mind and safety when driving.

What does Third Party Car Cover?

Coverages included

With and without deductible *

Legal defense and claim

This coverage provides comprehensive legal assistance. It includes defense in criminal proceedings related to your vehicle, claims for damages from third parties, freedom to choose a lawyer and assistance in processing fines.

Occupant insurance

This coverage guarantees comprehensive protection to all vehicle occupants in the event of an accident. It includes compensation in the event of death or disability of passengers, as well as reimbursement of medical expenses arising from the incident.

Free choice of workshop

This coverage offers you the freedom to choose your preferred workshop for your vehicle repairs, without restrictions to a specific network, and ensures quality service and attention according to your preferences.

Game animals

This coverage covers damage to your vehicle after colliding with game or domestic animals. For example, if a deer or dog unexpectedly crosses your path and causes an accident, this coverage would take care of the costs of repairing the vehicle. This includes dents, broken windows, and other body damage.

Driver accidents

This coverage protects the driver in the event of injuries due to an accident and covers death, disability, and medical and pharmaceutical expenses.

Civil liability

This coverage is essential to protect you from liability if you cause damage to third parties in a traffic accident. It covers the costs associated with material damage or injuries inflicted on other people or their property by your vehicle and ensures an effective and responsible response to such situations.

Travel assistance

This coverage assists you in case of breakdowns, accidents or situations that affect your vehicle on the road. It includes towing to the nearest garage, temporary accommodation if necessary, and help to continue your journey.

Moons

This coverage focuses on the repair or replacement of the vehicle’s windows. It includes the windshield, side windows, rear window and sunroof, in case they are damaged.

Additional coverages

Replacement vehicle

This coverage provides you with a replacement vehicle while your car is being repaired after an accident so that you are not left without a means of transportation. This way, you can function in your daily life until your car is fixed.

Total loss

This coverage applies when your vehicle is damaged beyond repair without the involvement of other vehicles. In this case, we offer you compensation based on the value of a similar new car, rather than its current market value, and assure you fair compensation to replace your damaged vehicle.

Heist

This coverage offers protection against theft of your vehicle and provides financial compensation based on the value of the car at the time of the incident. It also covers damages due to attempted theft, such as broken windows or forced locks.