The best insurance for sailors

At ASSAP we want you to enjoy the sea without worrying about anything. Our insurance policies are designed to guarantee your safety on board, whether you own a recreational boat, a motorboat or a sailing boat.

We offer comprehensive coverage, tailored to both owners and those who prefer to rent. With our unique guarantees, you can enjoy every nautical adventure with the peace of mind of knowing that you are protected against any eventuality. With ASSAP, you can sail with peace of mind and have all possible risks covered.

What does boat and ship insurance consist of?

This is an insurance that offers protection against damage or loss related to the ownership and use of vessels. It covers civil liability for damage to third parties, damage to the vessel itself, theft and assistance at sea. Essential for owners seeking security and peace of mind when sailing or while the boat is moored.

What does boat and ship insurance cover?

Coverages included

With and without deductible *

Legal defense and claims for damages

This coverage offers comprehensive legal assistance and includes criminal defense, management of damage claims, choice of lawyer and processing of fines, and ensures your legal protection in matters related to your boat.

Mandatory civil liability

This coverage protects if you cause damage in the event that you cause damage to third parties or their property with your boat. It includes compensation for personal injury, property damage, and harm unintentionally caused to others while using your boat.

Additional coverages

Voluntary civil liability

This coverage protects if you cause damag in the event that you cause damage to third parties or their property with your boat. It includes compensation for personal injury, property damage, and harm unintentionally caused to others while using your boat.

Total loss of your boat

It provides financial compensation in cases where your boat is damaged beyond repair, and provides compensation based on its insured value for replacement or compensation. It is essential protection for extreme situations such as severe sinking, fire on board or irreparable damage following an accident.

Nautical assistance

Nautical assistance coverage covers a wide range of essential services in the event of a breakdown or accident on your boat. It includes:

  • Towing costs: costs associated with towing the boat in the event of a breakdown or accident.
  • Accommodation and transfer of occupants: if the boat breaks down, it covers hotel accommodation and transfer of occupants.
  • Transportation of the insured to pick up the boat: if you need to travel to recover your repaired boat.
  • Remote medical advice and healthcare: includes medical transfer or repatriation of injured or sick persons, as well as medical, surgical, pharmaceutical and hospitalization expenses abroad.
  • Transfer or repatriation of deceased: in the event of death, the company is responsible for the transfer or repatriation of the body.

Heist

It protects against theft of your boat or essential parts and equipment such as engines, sails, electronic or personal equipment on board, and provides compensation to replace what was stolen and minimize your losses. It also covers damage caused by attempted theft of your boat or while it is in the hands of third parties.

Personal effects and accessories

Protects your personal effects and accessories on board against loss, theft or damage, and offers compensation for their repair or replacement, ensuring the safety of your belongings while you sail.

Own damages

Protects your boat against damage resulting from an accident caused by external, violent and instantaneous factors that may occur during navigation or while moored. Ensures the necessary repair or replacement to keep it in optimal condition.

Particular breakdowns

It protects against damage caused by sinking, shipwreck, grounding, maneuvers when entering or leaving the water and land transportation, and ensures comprehensive coverage in critical situations for your boat.

Institute Yacht Clauses

This cover includes standardized terms developed by the Institute of Insurers in London for yacht and boat insurance, and covers damage to the hull, machinery, liability and loss of equipment, providing comprehensive protection both at sea and in port.

Removal costs of remains

It covers the costs of removing and disposing of the remains of your boat after an accident, such as a sinking, collision or any other event that leaves it inoperable, and ensures safe removal in compliance with environmental and maritime regulations.

* Coverage and services are subject to the terms and conditions applicable to your insurance. This section has no contractual value.

* Deductible reduction of 25% per year at the time of renewal if the insured has not filed any claims during the insurance year.