The best insurance for your home

Your home is your refuge and deserves maximum protection and response to any setback. ASSAP’s regular home insurance protects you against unforeseen events such as fires, theft, water leaks and broken glass, as well as possible damage to third parties.

As every home is unique, we also provide you with a variety of optional coverages so you can tailor your insurance precisely to your individual needs. Choose ASSAP and live with the assurance that your home is protected in every way.

Request a quote!

What does home insurance consist of?

ASSAP’s home insurance provides you with comprehensive protection against unforeseen events such as fire, theft and water damage, as well as against possible claims from third parties. With a variety of adaptable coverage options, it guarantees maximum security for your home and adapts to your specific needs.

What does Primary Residence cover?

Coverages included

With and without deductible *

Aesthetic damage

If a repair breaks the aesthetic harmony of a room, this coverage ensures the restoration of floors, walls and ceilings to maintain their original aesthetics.

For example, if after repairing a water leak, the new tile does not match the old one, we replace it with one that does.

Key replacement

In the event of loss or theft of keys, this coverage covers changing locks and replacing keys to ensure your safety and peace of mind.

Third party assets

Covers damage to property owned by third parties who do not live with you, such as property of guests or temporary workers in your home.

For example, if a friend lends you their computer and you spill coffee on it at home and it gets damaged, we’ll cover the repair or replacement costs.

Atmospheric phenomena, lightning, floods, crashes, impacts and sonic waves

This coverage protects you against damage caused by extreme weather conditions, vehicle impacts, and other unexpected events. For example, if lightning strikes and damages the roof of your home, we’ll take care of the full or partial repair as needed.

Electrical damage

This coverage covers damage to your electrical appliances caused by power surges or short circuits.

For example, if a power surge during a storm damages your appliances, we’ll cover their repair or replacement.

Breakage of sanitary elements

It covers the repair or replacement of sanitary elements such as sinks or toilets, in case of breakage.

Temporary uninhabitability

If your home becomes temporarily uninhabitable due to a disaster such as a fire, this coverage covers the costs of alternative accommodation.

Total ruin

It protects against serious material damage caused by works that affect the stability or resistance of the building. In addition, if an authority declares the building to be in total ruin and orders the evacuation of the property, this coverage responds to these circumstances.

Vandalism

This coverage protects you against intentional damage to your property by third parties.

For example, if vandals break the windows in your home, we will take care of their repair.

Water damage

This coverage covers the detection and repair of water leaks, as well as addressing any damage resulting from those leaks in your home.

For example, if a pipe bursts and causes a flood in your kitchen, we will repair the damage caused to your furniture and appliances.

Theft and plunder

This coverage provides protection against damage caused by theft occurring within your property or in cases of theft of your belongings.

For example, if your television is stolen during a burglary at your home, we will cover the cost of purchasing a new one with similar features.

Civil Liability, Bonds and Defense

We offer legal assistance and cover the costs associated with lawsuits, including a lawyer and bail bonds. For example, if a neighbor sues you for damages caused by a flood coming from your property, we cover the legal and defense costs.

Crystals

It covers broken glass in windows, doors and other household items.

For example, if children are playing football and a ball ends up breaking the living room window, we will take care of replacing the damaged glass.

Fire

It offers comprehensive protection against damage caused by fire and includes reconstruction and repair of structural and personal damages.

Family RC

Covers damages caused to third parties by any member of your family.

For example, if your child hits a pedestrian on a bicycle, we will cover the relevant expenses.

Additional coverages

Pest control

This coverage offers professional solutions to eradicate any type of infestation in your home.

Theft of money from a safe

This coverage provides you with compensation in the event of theft of money from safes within your property.

Theft of trees and garden plants

This coverage protects your gardening investments and covers loss due to theft of ornamental plants and trees.

Breakage of tablets and mobile phones

This coverage supports the repair or replacement of mobile devices accidentally damaged in your home.

First aid expenses in case of robbery with violence

This coverage covers initial medical expenses in the event of violent robbery at your residence.

Jewelry in the home

This coverage provides compensation for theft or damage to jewelry kept in your home.

Objects of special value and collections

This coverage is designed to insure your most prized assets, such as unique collections and items of special value, against risks such as damage and theft.

Robbery outside the home

This coverage extends protection against theft, even when you are away from home.

Theft of goods in storage room

This coverage insures items stored in your storage unit against theft.

Personal computers for private use

This coverage protects your personal computers from accidental damage inside your home.

Computer support

This coverage provides technical support to solve computer problems at home.

Theft of money in the home

This coverage compensates for the loss of cash stolen from your home.

Objects in safe deposit box

This coverage compensates for the theft of valuable items stored in home safe deposit boxes.

* Coverage and services are subject to the terms and conditions applicable to your insurance. This section has no contractual value.