The best comprehensive car insurance

Have you just bought a new car or is your vehicle less than 3 years old? ASSAP’s comprehensive car coverage is perfect for you. It offers complete protection and covers not only the damage you may cause to third parties in the event of an accident, but also the damage suffered by your own vehicle.

It also includes roadside assistance and protection against theft and vandalism. With ASSAP’s comprehensive car insurance, you can drive with the confidence of being protected against any unforeseen event and enjoy your vehicle without worries.

What is comprehensive car insurance?

Comprehensive car insurance offers you complete protection for your vehicle. It covers both damage to third parties and damage to your own car. With roadside assistance, protection against theft and vandalism, and accident coverage, you can drive with complete peace of mind, knowing that you are protected in any situation.

What does comprehensive car insurance cover?

Coverages included

With and without deductible *

Legal defense and claim

This coverage provides comprehensive legal assistance. It includes defense in criminal proceedings related to your vehicle, claims for damages from third parties and freedom to choose a lawyer.

Occupant insurance

This coverage guarantees comprehensive protection to all vehicle occupants in the event of an accident. It includes compensation in the event of death or disability of passengers, as well as reimbursement of medical expenses arising from the incident.

Own damages

This coverage protects your vehicle against damage from accidents, whether caused while driving or when parked, and ensures protection against external, violent and immediate events.

Free choice of workshop

This coverage offers you the freedom to choose your preferred workshop for your vehicle repairs, without restrictions to a specific network, and ensures quality service and attention according to your preferences.

Tire Coverage

This coverage covers damage to your vehicle’s tires, such as punctures, blowouts or those caused by vandalism and ensures that the costs of repairing or replacing these essential items are covered.

Heist

This coverage offers protection against theft of your vehicle and provides financial compensation based on the value of the car at the time of the incident. It also covers damages due to attempted theft, such as broken windows or forced locks.

Damage caused by the vehicle

This coverage protects you against damage your vehicle may cause to third parties, such as injuries to other people, their vehicles or property in the event of an accident.

Game animals

This coverage covers damage to your vehicle after colliding with game animals. For example, if a deer or wild boar unexpectedly crosses your path and causes an accident, this coverage would take care of the costs of repairing the vehicle. This includes dents, broken windows, and other body damage.

Driver accidents

This coverage protects the driver in the event of injuries due to an accident and covers death, disability, and medical and pharmaceutical expenses.

Civil liability

This coverage is essential to protect you from liability if you cause damage to third parties in a traffic accident. It covers the costs associated with material damage or injuries inflicted on other people or their property by your vehicle and ensures an effective and responsible response to such situations.

Travel assistance

This coverage supports you with essential services if you face problems on the road, such as breakdowns or accidents, ensuring immediate assistance. It includes towing to the nearest garage and, in more complex situations, offers temporary accommodation or help to continue your journey by other means.

Moons

This coverage focuses on the repair or replacement of the vehicle’s windows and includes the windshield, side windows, rear window and sunroof, in the event that they are damaged.

Fire

This coverage covers the costs of repairing or, in extreme cases, replacing the vehicle if it becomes unusable due to a fire.

Additional coverages

Replacement vehicle

This coverage provides you with a replacement vehicle while your car is being repaired after an accident so that you are not left without a means of transportation. This way, you can function in your daily life until your car is fixed.

Value as new (3 years)

If your new vehicle is totaled within the first three years, this coverage guarantees compensation to buy a new car of the same model and characteristics, without taking into account depreciation.

* Coverage and services are subject to the terms and conditions applicable to your insurance. This section has no contractual value.