Ski insurance in Andorra

We are just one step away from our ski resorts opening their doors. For ski and/or snowboard fans, the most important season of the year is approaching.

As with any sport, there is always a risk , and in this practice, accidents on the slopes are common. They are not always your fault, since unfortunately there are always irresponsible people who can cause damage to a third party , and we have even heard that sometimes someone has died .

These types of accidents , in addition to physical damage, entail a loss of contracted activities , such as the loss of ski classes , and also, a very important issue, such as financial expenses , such as hospitalization expenses , transportation expenses , repatriation expenses , expenses for renting ski or snowboard equipment .

For this reason, you should always take out ski and/or snowboard insurance , and thus always be covered, especially for civil liability, while enjoying all the ski resorts around the world, not just in Andorra .

It is true that when you buy a ski pass you can include the insurance offered by the resort, but this does not have the same coverage as the ski insurance you can purchase through Assap.

This ski insurance has three modalities: weekly, annual or seasonal (from November 1 to May 31).

Among some of the many coverages offered , we highlight:

  • Medical assistance, rescue on the slopes and repatriation in Spain, Europe or the rest of the world .
  • Travel and hotel for a companion in certain cases of hospitalization .
  • Loss of ski pass and classes due to repatriation .
  • Lost luggage and legal assistance while traveling .


If you are going to go skiing/snowboarding outside Andorra , it is also advisable to supplement your ski or snowboard insurance with travel assistance . It is also important for our and your interest that all people travelling with us are insured .
An accident outside Andorra can be very costly in terms of hospitalisation, tests, operations or prolonged hotel stays due to not being able to return home. Ski insurance , like travel insurance , is two affordable insurance policies against any unforeseen event.

Therefore, always, always enjoy and practice skiing/snowboarding with the peace of mind of knowing that if you suffer an accident on the slopes, you will be covered .

*Please note that our product is only available to Andorrans.

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