To pilot some recreational vessels, it is not enough to have nautical knowledge and experience . From a legal and administrative point of view, there are fundamental requirements that must be met if you want to navigate safely and with peace of mind.
If you are considering buying a boat , you should know that in order to be able to pilot it you will have to meet two fundamental requirements: have a recreational boat skipper’s license and have compulsory boat liability insurance .
Take out third party liability insurance
Every year, there are thousands of maritime accidents involving recreational vessels. Naturally, these vessels are more vulnerable to accidents due to their smaller size and the fact that they are manned by non-professional sailors, in addition to human error and mechanical failure.
Due to these factors, it is mandatory for recreational vessels to have civil liability insurance .
At Assap Seguros we have exclusive insurance for your boat.
- Civil Liability
- Towing costs
- Waste removal waste
- Occupant accidents
- Damage to third parties….
- Claim for damages
Although Civil Liability is mandatory and has a minimum guarantee of 336,000 euros, you can always increase it with our complementary Voluntary Civil Liability guarantee.
At Assap Seguros we also have additional guarantees , such as:
- Own Damages
- Heist
- Total loss
- Yacht Clauses Institute (IYC)
The Instituto Yacht Clauses (IYC) is the perfect cover for those who moor at a buoy for more than 24 hours. The general rule is that everyone who is not excluded is covered.
Properly insuring your boat is very important, so we recommend that you thoroughly study the Institute Yacht Clauses detailed below:
The best advice is that which is given client to client, which is why Assap Seguros studies your real needs to satisfy them in the best way possible by personalizing your policy .
If you still have questions, you can contact us for more information.