It seems that we are slowly returning to normality and there is also very little time left to be able to enjoy the beach , the sea, and for some, to be able to go sailing on the high seas . Enjoying the immensity of the sea , discovering corners such as hidden and exclusive coves or enjoying different nautical ports , is very fun and a great plan for the summer holidays .
In addition to making it fun, it has to be safe , and the best way is to know what we insure with boat policies so you can just enjoy the sea without losing sleep over anything.
Your recreational boat , whether motorized , jet ski , canoe or sailboat , as well as the people with whom you share this hobby, will be in good hands with our insurance policies specially designed for boats and ships .
We have an exclusive product with unique guarantees , which allow you to insure your own or rented boats .
Boat policies are designed to provide coverage throughout the year even if you only use the boat in the summer.
And what do we insure? Well, some of the main guarantees are:
- Civil Liability
- Towing costs
- Removal costs of remains
- Occupant accidents
- Damage to third parties ….
For example, if your boat breaks down , you will be covered for towing costs to the nearest port area. Or if your occupants are injured , we will cover the costs of bodily injuries and also the transfer .
As for Civil Liability, this is mandatory, because marinas usually require this policy to be able to access the port.
With the civil liability guarantee you will be covered for all material and personal damages that you may cause to a third party . Although the mandatory Civil Liability is 336,000 euros, you can increase this guarantee with Voluntary Civil Liability up to 1 million euros.
We also have additional guarantees , such as:
- Own Damages
- Heist
- Total loss
- IYC (English Coverages)
The Instituto Yacht Clauses (IYC) is the perfect cover for those who moor at a buoy for more than 24 hours. The general rule is that everyone who is not excluded is covered.
We also take this opportunity to recommend that you take out a travel assistance policy , especially if you are planning to travel to a foreign country. This way, if something were to happen to you, the costs of accommodation in a hotel or, for example , medical expenses abroad or the sending of medicines would be covered by this policy .
Whatever your boat , do not hesitate to send us your questions and contact us so that your hobby is the safest in the world !
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