According to different publications, they conclude that Andorra enjoys an index of quality of medical care and health system placed at the top of the world ranking.
According to different publications in specialized press such as the British weekly The Lancet, news agencies such as CNN or the World Health Organization (WHO) itself, they conclude that Andorra enjoys an index of quality of medical care and health system placed at the top of the world ranking.
According to the data, 92% of the population is affiliated to the Andorran Social Security Health System, known in the country as CASS (Caixa Andorrana de la Seguretat Social). In order to access the health system covered by the CASS insurance, it is necessary to be working in an Andorran company or a foreign company based in the Principality, however, in case you are unemployed, you can pay a monthly amount between 200 € / 400 € to access the coverage. There is also coverage for passive residences, which must have a private insurance.
The insurance offered by the Andorran health system does not cover all medical expenses, but covers up to 75% of the cost of medical expenses. In the event that the patient is hospitalized, the coverage can reach 90%, and in the case of births and accidents at work, the coverage is completed up to 100%.
In cases where the 25% not covered by Social Security is payable, there is the possibility of taking out an insurance to the CASS insurance, so that the private contribution to medical expenses is reduced. so that the private contribution to the medical expenses is reduced.
Are you thinking of contracting the health supplement?
At ASSAP we have different proposals that adapt to your needs, because we know that each family is different, and we try to adapt to each person. That is why in ASSAP you will find a wide range of products that guarantee you the best health benefits, always with professional advice based on the trust and transparency of our experts.
Why is it so important to have Personal Health Insurance?
We work for you to achieve personal peace of mind in all areas. Our products are designedto facilitate personal well-being in such a vital aspect as health. In ASSAP we help you to choose between the different products we have, which guarantee you the best health benefits adapted to you.
Among the options we offer you in ASSAP, you have:
BASIC CASS SUPPLEMENTAL INSURANCE
The insurance Complement CASS Basic of ASSAP covers the return of 25% of the total medical and pharmaceutical expenses incurred by the insured or his beneficiaries, and which are not covered by the Caixa Andorrana de la Seguretat Social. It guarantees the reimbursement of the complementary part not paid by CASS (25% in the general case).
- RECOMMENDED TO: people who contribute to the Andorran Social Security.
- WHAT DOES IT COVER? 25% Medical expenses within the CASS medical directory
EXTENDED CASS SUPPLEMENTAL INSURANCE
The insurance Complement CASS Ampliï¿?d ASSAPin addition to covering the return of 25% of the total medical and pharmaceutical expenses incurred by the insured or his beneficiaries, and which are not covered by the Caixa Andorrana de la Seguretat Social, guarantees the reimbursement of medical expenses in subsidized centers in Spain.
- RECOMMENDED TO: Persons with or without Andorran Social Security contributions.
- WHAT DOES IT COVER? Medical expenses within the CASS medical directory and medical expenses within the contracted medical directory in Spain.
FAMILY INSURANCE
Every family is different, as are their coverage needs. If you are concerned about the safety of your loved ones, the Family Insurance is the one for you. We know that in every home there can be an infinite number of situations that can put against the ropes the fact of facing certain situations, especially when they are related to health and economy. That is why we offer you a wide range of products to guarantee you the best health benefits, and we guide you to help you choose the product that best suits each family nucleus.
- RECOMMENDED TO: Persons with or without Andorran Social Security contributions.
- WHAT DOES IT COVER? Depending on the available option chosen: Basic CASS Supplement, Expanded CASS Supplement or Top Salud.
PASSIVE RESIDENTS INSURANCE
One of the mandatory requirements for passive residence is to have medical insurance with coverage in Andorra. medical insurance with coverage in AndorraTherefore, we offer you the possibility of obtaining products that guarantee you the best health benefits in Andorra as well as medical coverage worldwide.
- RECOMMENDED TO: People who do not contribute to the Andorran Social Security.
- WHAT DOES IT COVER? Conditions established in the models Seguro Top Salud and Seguro Complemento CASS Ampliado.
TOP HEALTH INSURANCE
Insurance ASSAP Expense Reimbursementis a private medical assistance policy, recommended for people who are not affiliated to the Caixa Andorrana de la Seguretat Social.
- RECOMMENDED TO: People who do not contribute to the Andorran Social Security.
- WHAT DOES IT COVER? Up to 80% – 90% in non-contracted centers in Spain and the rest of the world, 100% of medical expenses within the Andorran medical directory and 100% of medical expenses within the Spanish medical directory.
Talk to us, we will advise you of all the possibilities and the best conditions adapted to your needs, so that you can achieve the peace of mind you are looking for in all areas of your life.